605-331-7951
South Dakota Home Buyer Mortgages
No Obligation Hassle-Free Lending For South Dakota Home Loans
No Obligation Hassle-Free Service
First-Time Home Buyer
Down payment assistance and special incentives for first-time home buyers.
Down Payment Assistance
Up to $15,000 down payment and closing cost + unique monthly payment options.
FHA Mortgages
Great for 1st or repeat home buyers looking for great rates and low down payments.
Why Choose Us?
At Heritage Bank, we’re not all “About Us.” We’re about you… our customers, our communities, and our employees. Our mission is to help people succeed financially. Specifically, that means:
- Helping customers meet their goals and achieve their dreams
- Supporting our communities and helping them thrive
- Providing a gainful and enjoyable workplace for our employee owners
- Providing a sound and profitable return for our investors
Our products and technology have evolved along with the markets we serve as we have grown steadily over the generations. Yet, we maintain the traditional values from our roots as a Midwestern community-focused bank… it’s our heritage.”
South Dakota Home Buyer Programs
Down Payment Assistance
or
100% Financing Available
We help home buyers find and get qualified for quality loan programs in South Dakota. Our priority is to help you save money while having an enjoyable home purchase experience.
✓ Statewide availability
✓ Low or No PMI requirements
✓ Employer gifts & grants allowed
✓ Great interest rates
✓ Lock in rates before they go up
Our Team
Geofrey Merino
Mortgage Loan Originator
Kara Honebrink
Mortgage Loan Originator
Nikki Rydberg
Mortgage Loan Originator
Teresa Dewolf
Mortgage Loan Originator
Ryan Kaufman
Mortgage Loan Originator
Jeremy Thompson
Mortgage Loan Originator
Julie Velline
Mortgage Loan Originator
Christine Vraa
Mortgage Loan Originator