USDA Loan Eligibility

The United States Department of Agriculture (USDA) has a unique loan program that provides affordable housing options for individuals and families in rural and suburban areas. Enjoy low-interest rates and no down payment requirements. But first, make sure you meet the eligibility criteria. Discover how you can qualify for this incredible opportunity and start your journey towards owning a home.
- U.S. citizenship or permanent residency
- A credit score of at least 580
- Stable and dependable income
- Low- and moderate-income households
- Property serves as the primary residence and is located in a qualified rural area